Job Description

Lending Manager (Loans Department)

About the job
 

Lending Manager (Loans Department)

Our client, a dynamic financial institution, has a career opportunity for an experienced lending professional with a proven track record with loans and lending to join their expanding team.

Responsibilities include, but are not limited to:

• Oversee all aspects of Credit Service operations, including loan origination and personnel supervision.
• Develop and review Credit Risk strategies, policies, and procedures to align with strategic goals.
• Ensure timely achievement of strategic and Credit Risk goals.
• Provide regular updates, drive departmental vision, and initiate new initiatives.
• Ensure efficient processing of loan applications.
• Conduct detailed financial analyses and set credit risk controls.
• Implement recommendations from Compliance and Internal Audit reviews.
• Periodically review credit processes and management.
• Collaborate with senior management to direct the department cohesively.
• Authorise transactions and oversee underwriting.
• Maintain relationships with external stakeholders and suppliers.
• Implement new programs and projects for operational improvement.
• Provide leadership, training, and supervision to Credit Service personnel.
• Ensure documentation and processes meet standards and regulatory requirements.
• Develop and track forward-looking credit risk metrics.
• Prepare monthly reports for Senior Management with statistical data and forecasts.

Requirements:

• At least 10 years of lending experience, with 5 years at a management level;
• A Bachelor’s Degree in Finance or a business-related field is preferred;
• Have the ability to observe strict confidentiality to bring integrity/impartiality to all tasks; whilst providing oversight for the Credit Risk Department.
• Strategic management skills;
• Exceptional customer service and organizational skills;
• Strong troubleshooting & problem-solving;
• Ability to assess operational products & services and fiscal needs;
• Sound decision-making skills;
• Detailed-oriented;
• A thorough understanding of lending practices;

The opportunity offers a fixed salary in the range of $130,000 – $150,000 USD + annal bonus + other attractive benefits.